Flatirons Hedging Analytics Background
Since 1996, Flatirons Hedging Analytics (FHA), formerly known as Flatirons Capital Management, has assisted over 100 mortgage banking entities in maximizing revenue contributed through enhancing mortgage secondary marketing services.
FHA’s mortgage pipeline hedging principal is to preserve targeted margins at the time a loan is locked ultimately committing loans through mandatory bulk channels offered by investors and the agencies. Because of FHA’s diverse experience, we recognize that no two mortgage companies are the same. Whether there are differences in the origination processes, pricing processes, accounting processes, or ownership structure, the common denominator is the ability to preserve targeted margins in the face of volatile interest rate markets and unknown closing percentages to insure the Optimal Sale Alternative of every loan.
By utilizing the FHA revenue management philosophy, each client has the ability to maximize revenue through bulk mandatory delivery channels, assignment of trade, direct sales to Fannie or Freddie, and securitization. We assist you in meeting your Optimal Sale Alternative based on your needs and investors.
FHA’s proprietary software (powered by Flatirons Decision Systems LLC.) is designed to provide concise market-to-market reporting providing you a daily picture of what your revenue stream will be once loans are closed and purchased. No guessing what the future holds. You know today.
TBA MBS trades? Our system is designed to easily record, manage, and reconcile all of your TBA MBS activity.
Assignment of trade? No problem.
Need help with accounting for derivatives? No problem.
We cannot tell you what to do, but we can give you the numbers to satisfy what your accountants want you to do.