Flatirons Hedging Analytics Background
Flatirons Hedging Analytics (FHA) has helped hundreds of mortgage lenders maximize revenue with superior secondary marketing services.
FHA’s mortgage pipeline management strategy is to preserve targeted margins at the time a loan is locked, ultimately committing loans through mandatory bulk channels offered by investors and agencies. Because we have been in business since 1996, we recognize that no two mortgage companies are the same. There may be differences in the origination processes, pricing processes, accounting processes, or ownership structure of your business. So the common need is to preserve targeted margins for every loan. Therefore we smooth out volatile interest rate markets and unknown closing percentages to insure the optimal sale of every loan.
Each client has the ability to maximize revenue through bulk mandatory delivery channels, assignment of trade, direct sales to Fannie or Freddie, and securitization by utilizing the FHA revenue management philosophy. Therefore we will assist you in meeting your best execution based on your needs, preferences, and investors.
FHA’s proprietary mortgage hedging analytics software is designed to provide concise market-to-market reporting. So it provides you with a daily picture of what your revenue stream will be once loans are closed and purchased. Because the risk is removed by the hedge, your expected profit is dialed-in. So you can focus on ever-increasing profitability by seeking the maximum profit for each of your loans as you build your business.
You have TBA MBS trades? Our system is designed to easily record, manage, and reconcile all of your TBA MBS activity.
You assign trades? No problem.
You need help with accounting for derivatives? No problem.
Our reports will give you the numbers to satisfy your accountants and auditors. Most importantly, our training, expertise, and years of experience will provide you with guidance as you execute your secondary marketing strategy.